The Little B Money Tracker ~ forex trading hours app
Having a baby is probably one of the most amazing thing that can happen to parents but can also be financially draining at the same time. And yes! The announcement of the coming of our Little B can finally be made as it is now more than 3 months since conception! (It is considered bad luck to announce within the first trimester.)
Therefore i am taking this step to track how much it would actually cost to be a parent these days.
(This list does not include gifts and presents which we received, would be receiving or pass downs from colleagues, friends, relatives and family. I cant put a price tag on all such gifts as they are all a token of love. Therefore a heartfelt thanks to all of you.)
Special thanks to;
Evon my sister for providing us the baby cot, play pan, baby mattress, milk bottles and other accessories.
Janet, Yan yan and Meixin for providing us tons and tons of pre-loved baby clothes.
Rykiel for providing us some maternity wear.
Money spent on Little B since conception;
$16.00 Feb 2014 Pregnancy tests at polyclinic
$85.00 Feb 2014 Baby scan at NUH
$6.00 Mar 2014 First piece of clothing for baby
$244.00 Mar 2014 Baby scan (10 weeks)
$31.00 Mar 2014 Milk powder
$25.00 Apr 2014 Bio Oil (stretch mark prevention)
$9.00 Apr 2014 Bra strap extenders
$177.00 Apr 2014 Baby Scan / blood tests(15 weeks)
$900.00 Apr 2014 Delivery package (12 gynae visits)
$29.00 Apr 2014 Towels / Napkins / Bed sheets
$15.90 May 2014 Book of recipe for maternity month
$57.00 May 2014 Maternity pants x3
$9.00 May 2014 Top and shorts for Little B x3 (sale item leh)
$8.70 May 2014 Lactus - Constipation relief
$163.70 May 2014 Detailed Ultrasound Scan for baby body measurements
$74.00 May 2014 Medication / Supplements (Baby Checkup @ 18 weeks)
$25.00 May 2014 Bio Oil x2
$6.00 May 2014 Changing Mat
$9.50 May 2014 Cot Sheets
$7.90 June 2014 Fan for stroller
$21.00 June 2014 Maternity Dress
$4.00 June 2014 Clip-ons for stroller
$21.40 June 2014 Iron-ons for baby bibs
$595.00 July 2014 prenatal insurance
$1200.00 July 2014 savings plan insurance 1st year
$50.00 July 2014 good as new baby stroller (heavily discounted, U.P $300) - thanks Aliza
$59.40 July 2014 Medela milk bottles x6 (price after trade in)
$10.00 July 2014 Nursing Bra
$74.00 July 2014 Medicine & Supplements (Baby Checkup @ 27 weeks)
$90.00 Aug 2014 Tonic and Herbs
$55.00 Aug 2014 Medicine & Supplements (Baby Checkup @ 31 weeks)
$24.00 Aug 2014 Maternity dress and Top
$199.25 Aug 2014 Accu Check Test Kit for Glucose Level
$120.00 Aug 2014 Maternity Photo Shoot
$75.80 Aug 2014 Wet wipes, shampoo, detergents
$10.00 Aug 2014 Liverpool Romper
$10.00 Aug 2014 Milk bottle stand for milk bottles
$15.00 Aug 2014 Breastmilk storage bags
$8.00 Aug 2014 Spill free cup
$39.90 Aug 2014 Baby Carrier
$16.90 Sep 2014 Ginger Shampoo from Bodyshop
$2.30 Sep 2014 Container for Mittens and Booties
$50.00 Sep 2014 Infection Test (Baby Checkup @ 36 weeks)
$18.00 Sep 2014 Sauces and Herbs for Confinement meals
$6.60 Sep 2014 Mittens and Booties 2 sets
$150.00 Sep 2014 Chinese Name from Visiber
$15.00 Sep 2014 CTG scan (Baby Checkup @ 37 weeks)
$12.95 Sep 2014 Chicken Essence
$9.00 Sep 2014 Coconut (Every friday for 6 weeks)
$5.90 Sep 2014 Pureen Baby Shampoo
TOTAL COST : $4,867.10
($8011.66 including delivery and hospitalization charges)
And Finally!!!! In the early hours of 30 September 2014. Chloe was born!!!
After months and months of eager anticipation and preparation, we finally got down to this very day!!! What an amazing journey it has been!!! The road ahead is definitely going to be more challenging in monetary terms but definitely one that will be filled with much love, joy and happiness and of course...sleepless nights.
I will try to keep this money tracker list going on for as long as possible. But for now lets start with some real world costs;
Real World Costs
$4.50 Oct 2014 fever patch
$4.00 Oct 2014 nose cleaner
$120.00 Oct 2014 First checkup with Gynae after giving birth
$20.00 Oct 2014 pillow set with 2 bolsters
$10.00 Oct 2014 swaddle
$15.00 Oct 2014 romper pack of 5
$7.00 Oct 2014 syringe for milk
$18.00 Oct 2014 polyclinic for jaundice checkup
$42.00 Oct 2014 Birth certificate registration at Mount Alvernia
$5.65 Oct 2014 Petpet newborn diapers
$3144.56 Oct 2014 Baby delivery plus hospital costs ($2100 deduct from medisave)
In Robert Kiyosakis book, Rich Dad Poor Dad. Poor Dad says "The reason i am not rich is because i have your kids." Rich Dad says, "The reason i must be rich is because i have you kids." My goal is to be in line with Rich Dads philosophy, and in order to achieve that, i am working on my aggressive savings plan along with investments in the financial markets.
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