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Tampilkan postingan dengan label savings. Tampilkan semua postingan

Senin, 23 Mei 2016

Forex Trading Strategy 66 - forex trading terms

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Forex Trading Strategy 66 ~ forex trading terms


Market Analysis of the 27th of April 2015 : Opportunities on EUR/USD, GBP/USD, USD/JPY, USD/CHF, AUD/USD, XAU/USD, EUR/JPY, USD/CAD & NZD/USD D1, H4 & H1

Click on the Menu on "Market Analysis" for all the analysis.

Daily charts: No direction for the paires, wave 4 or ewave coming back to the zero line

EUR/USD: Its end of wave 3 and we enter into wave 4, prudence
GBP/USD: End of the wave 5 with price now breaking the box,maybe a new wave 3 up
USD/JPY: No trend following a cycle of 5 waves, sleeping alligator, wait for the break of the box
USD/CHF: Wave 4, sleeping alligator, wait for the break of the box
AUD/USD:  End of the wave 5 with, no trend, prudence
EUR/JPY: This is still wave 3 down but price in the alligator and ewave coming back to the zero line, prudence.
USD/CAD: New wave 3 down starting,look for short
NZD/USD: No clear trend, be patient
XAU/USD: Maybe start of the wave 5 down, look for short on lower time frames


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Minggu, 22 Mei 2016

Forex Trading Strategy 64 - forex trading taxes usa

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Forex Trading Strategy 64 ~ forex trading taxes usa


Review of the week 20 -24 April on 9 pairs H1: +5.5% Profit

A pretty good week with a couple of good trades on friday 24th for a total of the week of +5.5% profit


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Sabtu, 21 Mei 2016

Forex Trading Strategy 76 - forex trading testimonials

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Forex Trading Strategy 76 ~ forex trading testimonials


Market Analysis of the 30th of March 2015 : Opportunities on EUR/USD, GBP/USD, USD/JPY, USD/CHF, AUD/USD, XAU/USD, EUR/JPY, USD/CAD & NZD/USD D1, H4 & H1

Click on the Menu on "Market Analysis" for all the analysis.

Daily charts: For most of the pairs, we are entering into the wave 4 so it could bring some small trades long and short on H1 but we have to be overall prudent and be selective in taking setups

EUR/USD: It looks like we are now coming into the wave 4, price inside the alligator, prudence
GBP/USD: Still wave 5 down but with ewave coming back to the zero line, downtrend but prudence
USD/JPY: End of wave 3 up, cross of zero line, the price below the box, this is wave 4 so prudence
USD/CHF: End of wave 3 up, cross of zero line, the price below the box, this is wave 4 so prudence
AUD/USD: No clear trend following a 5 wave cycle, prudence
EUR/JPY: This is still wave 3 down but we have divergence, price below the alligator, still downtrend but prudence
USD/CAD: End of wave 3 up, we are now into the wave 4, prudence
NZD/USD: We are currently into a small wave 3 up but no overall clear direction
XAU/USD: End of the wave 3 down, we are into the wave 4, prudence

For orientation/direction of trades, click  "Signals" in the menu (from Monday 30th of March 8:00 GMT+1)


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Selasa, 17 Mei 2016

Monthly Savings Expenses Feb (updated) - forex trading platform mac os x

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Monthly Savings Expenses Feb (updated) ~ forex trading platform mac os x



Monthly Savings & Expenses Feb 2016




















Ok ok ok! The crunch month has finally ended! This is the most challenging challenge month (other than Christmas) for me! The month of Chinese New Year, the month when my
bank account is expected to take a beating; Left, Right and Centre! Kapow!!! The budgeting for the whole year could burst in this very month! 

Heres what i spent on...

Monthly Expenses Feb 2016

House ($599.10) - Grocery shopping trips to NTUC, Giant or other supermarkets are included here. New addition to this month was a $330 storeroom rack installed. Its always good to look into your storeroom every now and then as this major shifting of my storeroom items resulted in many items which i probably forgot of its existence but actually good for resale. Hey! Its Carousell time!

Gifts ($794.35) - Whoa, where did all that money come from  go to? Red packet (Ang bao) blessings to family, relatives and friends. Can this be considered as giving back to society? Hmm probably not..but giving out these money actually felt good!

Food & Eating out ($548.95) - Ohhh gimme a break...whats a festive season without eating out and good food? LoL.

Transport & Taxi ($104.95) - I am just glad its not more. Taxi trips for CNY visiting is no small matter, especially when the road is all quiet at times.

Communication ($40.00) - Cant complain here, my M1 bill is still on 3G plan but i have 12 GB of data while everyone else is on....what? 3GB? 4GB?

Entertainment ($65.40) - Its been awhile since i last went to the movies at a cinema and there is nothing quite like watching a movie at the cinema but gosh, its $12.50 a ticket!











Baby ($423.00) - Its the usual stuffs, diapers, milk, rash cream, food and toys.




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Monthly Savings Feb 2016






















DateAmtItem
01/02/2016447.12Balance from Jan 2016
05/02/201626.552weeks
15/02/201626.552weeks
19/02/201626.552weeks
26/02/201626.552weeks
11/02/20162Avengers Keychain
11/02/20162Avengers Keychain
11/02/20165Avengers Windscreen Shield
14/02/20163.6Old newspaper
04/02/20162Hamster bedding
01/02/20161.07Bank transfer ocbc
01/02/20161Bank transfer uob
10/02/20164.24Bank transfer ocbc
10/02/20161Bank transfer uob
15/02/20167.14Bank transfer uob
15/02/20160.52Bank transfer ocbc
29/02/20161Bank transfer uob
29/02/20166.88Bank transfer ocbc
19/02/20161Bank transfer ocbc
19/02/20164.41Bank transfer uob
Total595.94

52 Weeks Increasing Money Challenge
($106) - Automation works like a charm! 4 weeks of $26.50! Yeah!


Carousell
($14.60) Someone is buying my stuffs! Check it out yo!
These are stuffs lying around my house and I am just glad to let go even a low prices.
And oh, i cleared out a ton of old newspapers, magazines and papery stuffs during my CNY mini spring cleaning...for $3.60. Well, that settled my breakfast for the day. :)





















(p.s. Thats 4 less things from my 52 less things challenge!)



Bank Balance Transfer 
($28.22) Research have shown that if you constantly do something for 21 days, it will develop into a habit.
Having done this for 3 months, i can say that its working on me. Every time i see any loose balance in my account, i am tempted to transfer that into savings.

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Once again i have witnessed how fast time passes just by looking at the rate my little girl is growing and have the feeling that i am still not saving enough.

If you are not doing any saving for some time, today is a good day to start. 
Set up a 2nd bank account if you dont already have one, check out how i set my automated fund transfer every week to my "Everything Monthly Balance". Let the power of automation do its magic, and then go back to your slacking ways. Haha. :)

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Selasa, 03 Mei 2016

Forex Trading Strategy 87 - forex trading uae

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Forex Trading Strategy 87 ~ forex trading uae


Market Analysis of the 2nd of March 2015 : Opportunities on EUR/USD, GBP/USD, USD/JPY, USD/CHF, AUD/USD, XAU/USD, EUR/JPY, USD/CAD & NZD/USD D1, H4 & H1

Click on the Menu on "Market Analysis" for all the analysis.

Daily charts: For most of the pairs, we are in the wave 4 and/or there is no clear direction. Prudence

EUR/USD: We are in still in the wave 3 down,  no divergence and we have a new push down. Downtrend
GBP/USD: We are in the wave 4 (probably still the "a" move up). Prudence.
USD/JPY: We are still in the wave 4, we expect the wave 5 to come. Prudence if price is inside the box
USD/CHF:  Price is about to break the fractal box. We can look for H1 long setups
AUD/USD: We are still in the wave 5 down and still downtrend but the Ewave comes back to the ZL. Prudence
EUR/JPY: We are still in the wave 3 down and we are about to see a new push down. Dowtrend
USD/CAD: We are still in the wave 3 up, no divergence but the Ewave is coming back to the zero line and we start to have a sleeping alligator. Prudence
NZD/USD: We dont have trend anymore, it looks like a 5 wave cycle has been completed, we need to wait as well
XAU/USD: We are in the wave 3 down, we have some pullback but no divergence. The overall trend remains unclear.


For orientation/direction of trades, click  "Signals" in the menu (from Monday 2nd of March 8:00 GMT+1)


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Rabu, 20 April 2016

Monthly Savings Expenses Dec (updated) - forex trading za

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Monthly Savings Expenses Dec (updated) ~ forex trading za


I have always been tracking my expenses but as i never analysed them, it is as good as not tracking. Therefore since the start of Dec 2015 i chanced upon this lovely app called Monefy and decided to use it as my new tracking tool. I had previously used moneymanager and expensemanager but both not as engaging and user friendly as this one. 

Coming back to expense tracking, i can see that a good chunk of what i spend goes to gifts. Considering that its Xmas month, i would say its just a freak month. 
24/12/2015 Eating out -37,43 Menichi ramen
27/12/2015 Eating out -61,6 Dinner at mbs with jiu mu and cousins
30/12/2015 Eating out -9,05 Burger king
31/12/2015 Eating out -30 Steamboat with sokyum shuwen charmaine
31/12/2015 Eating out -48,7 Din tai feng
Close to $200 spent on eating out! Hmm...again...its year end. I cant help it....but definitely an area to cut down in January 2016

19/12/2015 House -44 Ntuc
23/12/2015 House -12 Ntuc
25/12/2015 House -39,9 Flour mixer
25/12/2015 House -59,9 Standing fan
31/12/2015 House -50 Aircon servicing
31/12/2015 House -8,8 Japan home
31/12/2015 House -35 Ntuc
Over $200 spent on House...This area i should work on bringing it down to less than $200. 

January 2016 is gonna be another testing month. Chinese New Year on the brink in Feb 2016. 
My $$$ will be severely tested. Lets see...

~~~~~~~~
Savings
~~~~~~~~

Coin Saving        $224.70
Balance Transfer $14.44
Lunch Treat        $28.00

Total                   $267.14

~~~~~~~~
Savings
~~~~~~~~

Coin Saving - Total amount banked in for 2015

Balance transfer - The dollar and cents transferred from my other banks to my Everything Savings Account.

Lunch Treat - New Year Eve gathering with Thomas and Jeffrey. Jeffrey insisted on treating us to lunch at Fish & Co. Had a good time catching up. Thanks for the treat man! I figured out it would probably cost each of us around $28.


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Minggu, 17 April 2016

Forex Trading Strategy 78 - forex trading units

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Forex Trading Strategy 78 ~ forex trading units


Trade of the Week: USD/CHF H1:  18-19 March +8.5% Profit (+337 pips)


For more details, click "Examples of Trade" in the menu

This is a great campaign on USD/CHF, on the 18th (FOMC report day) at Francfort open, I have a tight fractal box and the ewave is about to cross the zero line, this is a H1 setup. I check on H4, the ewave is also on the way to cross the zero line (and H1 pending order is below the H4 red line, price has some space to move to reach the H4 limit as well), therefore this is a double H1/H4 cross of the zero line! I take the H1 break, the price drops slowly forming a new sell fractal, I take a second entry below that fractal (this is also a double break H1/H4) with a stop loss above the red line at 45 pips as we are in an investing mode, the price drops. Before the FOMC report (like NOFP news), my strategy is to sell half of my position to reduce the risk, then the news came and go in my way, cool. I exit above that huge BDC for a total profit of +8.5% (+5.5% and +3%) and +337 pips (+187 and +150).
N.B. I could have taken my profit (or half of them) when the prices has reached the D1 red line.D1 alligator lines are excellent SL and TP.


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Selasa, 12 April 2016

Forex Trading Strategy 84 - forex trading us tax implications

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Forex Trading Strategy 84 ~ forex trading us tax implications


Trade of the Week: GBP/USD H1: 6th March: +5.5% Profit (+110 pips)


For more details, click "Examples of Trade" in the menu

On D1, H4 & H1, this is downtrend, on H1 we have a very tight fractal box and the ewave is about to cross the zero line. We take the break, and the price falls. This is the NFP release news so we sell half of our position (+2% / 2 = +1%) before the news and let our trade runs. Following the news, the price goes in our way (as often, price goes in the main trend direction) and we exit few hours before the end of the week for +9% / 2 = +4.5%; the total profit is +5.5%.  Great quick trade.


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Rabu, 06 April 2016

365 Days Money Savings Plan - trading forex yang halal

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365 Days Money Savings Plan ~ trading forex yang halal





















365 Days Money Savings Plan (Ducky Challenge)

It wasnt easy bringing up the subject of money to my wife, and for years, we have had many a heated argument or 2 about money. Thankfully, this year we came to an agreement of putting a dollar a day into our ducky bank set up for Chloe.





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Minggu, 03 April 2016

Forex Trading Strategy 85 - forex trading usa legal

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Forex Trading Strategy 85 ~ forex trading usa legal


Market Analysis of the 9th of March 2015 : Opportunities on EUR/USD, GBP/USD, USD/JPY, USD/CHF, AUD/USD, XAU/USD, EUR/JPY, USD/CAD & NZD/USD D1, H4 & H1

Click on the Menu on "Market Analysis" for all the analysis.

Daily charts: For most of the pairs, we have a new push in the direction of the main trend.

EUR/USD: We are in still in the wave 3 down,  no divergence and we have a new big push down. Downtrend
GBP/USD: Wave 5 down has probably started. Downtrend
USD/JPY: It looks like the wave 5 up has started. Uptrend
USD/CHF:  Wave 3 up, Uptrend
AUD/USD: We are still in the wave 5 down and still and now price is outside the box. Downtrend
EUR/JPY: We are still in the wave 3 down with no divergence and we have a new push down. Dowtrend
USD/CAD: We are still in the wave 3 up, no divergence. The price is above the box but Ewaves is coming back to the zero line. Prudence
NZD/USD: We have a new push down, still downtrend
XAU/USD: We are in the wave 3 down with a new big push down. Downtrend

For orientation/direction of trades, click  "Signals" in the menu (from Monday 9th of March 8:00 GMT+1)


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Rabu, 23 Maret 2016

Monthly Savings Expenses Jan (updated) - forex trading yakuza 4

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Monthly Savings Expenses Jan (updated) ~ forex trading yakuza 4


Monthly Expenses Jan 2016



























Its the 2nd month of my aggressive savings
grand plan! Lets see how i did for this month.



House - $363.80 (26%)
01/01/2016 House -200 Bills
01/01/2016 House -10.9 Shampoo
12/01/2016 House -20 Daiso
15/01/2016 House -20.4 Ntuc
22/01/2016 House -60 Ntuc
24/01/2016 House -20 Guardian
25/01/2016 House -18 Ntuc
28/01/2016 House -14.5 Expensive chips
Pretty much every dollar spent on everything and every trip to the supermarket goes into this account. A funny misunderstanding between me and my wife broke out regarding the expensive bag of chips. After paying for it, i casually asked, "Whats so great about this that it cost so much? Is it really that good for baby?" My wife replied that its not for baby! Its just some chips that she bought for us to try out! What! I was all the while thinking that it was some nutritious stuff for Chloe. Arrghh thats me paying without knowing again.....ok where is the bag of expensive chips now?

Baby - $269.35 (19%)
01/01/2016 Baby -38.00 Chloe see doctor
01/01/2016 Baby -8.00 Baby wipes
02/01/2016 Baby -15.00 Dutch lady milk 110mL x 12 x 4packets
16/01/2016 Baby -24.00 Breastpads 3x8dollars
16/01/2016 Baby -21.00 Apple melts 3x7 dollars
18/01/2016 Baby -100.00 Ingredients for baby porridge
22/01/2016 Baby -15.00 Dutch lady milk 110mL x 12 x 4packets
24/01/2016 Baby -9.90 Drynights 34pc pack
24/01/2016 Baby -2.00 Diaper wetwipes
24/01/2016 Baby -10.20 Lacteol forte for diarrhoea
25/01/2016 Baby -26.25 Drynights 34pc pack 3x 8.75
I am trying to work out a better way to update this section as it is increasingly difficult to ascertain what items are directly associated with baby costs as she eats the same stuff as us, uses the same stuffs as us. Its complicated. 

Eating Out - $238.17 (17%), Entertainment - $31 (2%)

The number 1 enemy for savings, i can throw out all my money saving plans if i dont work on reducing this enemy.  

Food - $209.45 (15%)

Its amazing how i spend less on food than other stuffs. Its probably due to the low cost of food at my work place. Interestingly, looking at my eating out costs, it can support me for an entire month if i dont eat out. 

Gifts - $94 (7%)
Presents for Claras 1st birthday and Ah Lans 4th birthday. Had a great time at both celebrations.

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Monthly Savings Jan 2016


































52 Weeks Increasing Money Challenge
15/01/2016 Savings  $    26.50 52 weeks
22/01/2016 Savings  $    26.50 52 weeks
29/01/2016 Savings  $    26.50 52 weeks
01/01/2016 Savings  $    26.50 52weeks 
08/01/2016 Savings  $    26.50 52weeks 
Ever since i place this in auto transfer mode, i have no worries about the amount i have to put in as it will always point towards my goal of $1378 at the end of the year. 


Balance Transfer
04/01/2016 Savings 1.54 Balance transfer ocbc
08/01/2016 Savings 0.80 Balance transfer ocbc
18/01/2016 Savings 9.54 Balance transfer ocbc
04/01/2016 Savings 8.40 Balance transfer uob
18/01/2016 Savings 2.02 Balance transfer uob
25/01/2016 Savings 0.50 Bank transfer ocbc 
25/01/2016 Savings 5.25 Bank transfer uob
04/01/2016 Savings 0.01 Interest received
31/01/2016 Savings 0.02 Interest received
The power of 1 + 1 really works here! A little here and there adds up to $28.08 saved! 

Bills - Bank charge
31/01/2016 Bills -2.00 Bank charge
Bank charges of $2 charged for the fall below $500 amount deposited. Feb will surely see my deposit balance soar over $500 so this is definitely the last time i am seeing this. 

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